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Premier Finance Debt Settlement

Premier Financial is a company that is setup to help those people who are unable to take control of their growing debts. The company offers it services in all 50 states however is very clear that they are only able to help with unsecured debts such as:

Credit Cards
Unsecured Personal Loans
Medical Bills
Business Debt
IRS debt or Back Taxes

The company is unable to help people who have secured debts such as:

Lawsuits
Utility Bills
Auto Loans
Mortgages
Debt Settlement Services

Premier Financial provides debt settlement services which can reduce the overall debt by up to 50%. The company will negotiate with your creditors on your behalf and reduce the entire debt including reducing or removing additional fees such as late charges. All payments are combined into a single monthly payment making it easier to stay on top of them.

The length of a debt settlement plan depends on the average monthly payment a customer can afford and the size of the debt. Plan typically range between 12 and 36 months.

All customers are provided with an online interface from which they are able to track their debt settlement plans, monthly payments and outstanding debt.

A simplistic calculator is also provided to help compare the costs of various options, and the lack of detail and functionality means that the calculator is not that useful in the long run.

There is not a lot of information provided about the specific value-add or unique service that sets Premier Financial apart from the rest. One interesting thing to note about the company is that it is headed by an individual that previously used to work for creditors and has firsthand knowledge of the industry. This helps to build confidence. The company states that all of its staff is full trained in debt settlement solutions but does not provide details as to the extent of the training.

In order to help their customers better understand their options Premier Financial also provides a page which lists other solutions such as debt consolidation loan or bankruptcy.

Customer Support & Resources
In order to get in touch with Premier Financial customers are provided with a phone number or a form that can be filled for a free consultation. There is no online chat option which would have been a good addition.

There is not much in terms of helpful resources apart from an FAQ section. The FAQ does not provide too much information and only contains a handful of questions. The company does not feature any customer testimonials on the website which calls into doubt its ability to deliver on its promises.

One thing that works in favor of Premier Financial is the fact that they are members of the US Chamber of Commerce along with the New Jersey State Chamber and the International Association of Professional Debt Arbitrators. These associations build confidence in the fact that Premier Financial is a reputable company.

Before deciding on the company to work with, it is extremely important to talk to the company. Reviews such as this are for information purposes only and should be taken in that regard. Without interaction with the company it is impossible to know if their services would be the right fit. Premier Financial's limited service scope and lack luster website does not make it one of the sites you would remember. The lack of content does not inspire visitor to engage the company for additional information.

For more information on Debt Consolidation companys, go to Debt Consolidation.

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