>

Delray Credit Counseling(DCC)

Achieving debt relief is just the beginning of any financial problem - the crux of the situation relies on educating the consumer on how to maintain their debt free status and Delray Credit Counseling does just that and more.

Delray Credit Counseling is a non-profit service that focuses mainly on educating and counseling the consumer, free of cost. They are situated in the Delray Beach area, Florida. Delray Credit Counseling has a wide range of services featuring student loans, credit counseling, debt reduction, and debt consolidation. Their assistance in these areas is quite thorough. What they do not provide are debt settlement services. it is a sister site to Debt Consolidation Connection (DCC). If one is interested in selecting any of the two then it might be a good idea to compare prices between them.

Delray Credit Counseling aims at enlightening the consumer of all available options, and while they believe that debt management is the best option, they do emphasize the need to look at other available options. They too, like most companies negotiate with the creditors for the best deal for the consumer. Their website highlights a check list, which is the core of the Delray Credit Counseling system. They target reduced interest rates, lower monthly payments, an end to creditor calls, and restoration of the credit rating. Delray's fee structure constitutes a monthly fee of $39.00 for its services. This is 20% less than what most companies charge and thus gives Delray Credit Counseling an edge over its competitors. They also believe in reducing the fee structure for consumers in extreme financial crisis. Their debt relief plan spans typically over a period of 3-5 years.

Their website is user friendly and provides online access to the consumer's account. It is this very heartening and motivating to monitor the success of the debt payment as it happens through this constant access. They also provide a wide variety of tools and options for debt relief purposes. Availability of credit reports, money resources and help with taxes are all available online.

Since Delray Credit counseling believes in counseling they are receptive to the idea of referrals. If a consumer's problem does not fit into their area of expertise they are more than willing to guide the consumer towards other resources and businesses. Matters related to taxes and home mortgages are on an average referred. The referral service is free. This helpful approach is a far cry from the cut-throat competition in the debt consolidation industry.

In addition to this, their approach is more interactive, with debt blogs, user testimonials, and update on events. They offer free seminars geared at educating the public towards a debt free status. Information on Delray Credit Counseling associated local charities is also included.

Delray Credit Counseling's monthly news letter "Dollar and $ense" has abundant and apt information regarding the financial world. They have an accessible archive that goes back up to 2003, and the best part is that the newsletter is free, and the consumer need not be part of the Delray Credit Counseling program to subscribe.

Standard modes of communication are available at Delray Credit Counseling. Access via email and a toll free help line are all available. The hold time at Delray credit counseling phone support system was an impressive less than 2 minutes and the consultant at the other end is believed to be positive and supportive. The initial help they provide is extremely comprehensive. The consumer's grievance is dealt with promptly and deftly within hours! Confidentiality of the client is utmost important at Delray Credit Counseling.

Delray Credit Counseling has an offbeat section referred to as the "Interesting Money" section which has an entertaining package. This includes 12 Amazing facts about Money and Credit card Debt as well as 24 Amazing Pictures of Money.

Credibility runs high at Delray Credit Counseling. They are accredited by BBB (Better Business Bureau) which gives them a rating of A+. They are also ISO Certified and associated with NACCC (National Association of Certified Credit Counselors) and AADMO (American Association of Debt Management Organization).Delray Credit Counseling is also a member of the Greater Delray Beach Chamber of Commerce.

Armed with the trust and confidence of multiple associations, Delray Credit Counseling stands out for it's commitment to educating the consumer so that they can prevent their financial status form leaning towards debt. Abundant financial information and their policy to combine debts to devise an affordable monthly plan are the key attractions.

Moreover, the discretion to use the services of a particular company to deal with an individual's financial stresses is individually based and thus cannot be pinned on a single review. The consumer needs to educate himself before committing to any program.

With the addition of more online tools, Delray Credit Counseling can surely give its competitors a run for their money.

For more information on Debt Consolidation companys, go to Debt Consolidation.

Back to Reviews

Copyright (c) 2006 - 2012 ALL RIGHTS RESERVED. Technical Author Services Pty Ltd. ACN. 126 773 126. ABN 62 122 488 508. A private limited company incorporated in Victoria, Australia. All news items, articles and write ups are provided on an as is basis for informational purposes only. While the information presented may be from sources we believe to be reliable, we do not guarantee the accuracy or validity of any information presented. Technical Author Services Pty Ltd does not purport to offer any professional advice of any legal, financial or psychological service and all information is provided with the understanding that Technical Author Services Pty Ltd, its owners, writers and contributors are not engaged in rendering any legal, financial, psychological or any other professional service and any information so displayed on the Debit Consolidation Reviews web site is offered for information purposes only. If any legal, financial, psychological or any other professional advice or assistance is required, the services of a competent professional person should be sought. The user is considered solely responsible for his or her own actions.